Balkishan Khawaas, Baldani Devi’s husband who hailed from Bihar, was forced to migrate to Punjab in search of better employment and financial security. In the absence of any bank account, every time he had to travel back home, he would to carry all his hard earned cash with him. A couple of times, he was robbed in course of the journey. Then, Soochna Seva Kendra informed him about the existence of Pradhan Mantri Jan Dhan Yojana (PMJDY), a National Mission on Financial Inclusion programme towards comprehensive financial inclusion of all households in the country.
PMJDY envisages universal access to banking facilities with at least one basic banking account for every household to facilitate financial literacy, access to credit, insurance, pension and many other benefits. Moreover, the Sevaks completed the entire registration process on his behalf and had a bank account opened for them at the nearest bank branch.
Since then, Balkishan has learnt to safely transfer the money directly to his wife’s account through the e-banking facilities, courtesy the assistance of Soochna Seva Kendra. The family is now highly grateful to the Soochna Seva Kendra and has been encouraging others to reach out to Soochna Seva.